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Agile capital for real estate projects and companies traditional banks cannot fully serve.
We assess each company on its cash flow, business model and quality of information, not only on its collateral.
“A well-structured loan does more than get repaid: it helps the borrower grow.”
We structure each loan to follow the company’s operating cycle and service it closely until repayment. When a transaction calls for it, we co-invest with institutions in our network or structure the financing to be provided by a third party.
Products
Structures for every company need.
| Product | Use of proceeds | Tenor | Amount |
|---|---|---|---|
| Bridge loan | Real estate developments with a defined repayment source | [X–Y months] | [MXN X–Y M] |
| Rent-backed loan | Stabilized properties: offices, industrial, retail and rental housing | [X–Y years] | [MXN X–Y M] |
| Term loan | Capital expenditure, expansion, acquisitions | [X–Y months] | [MXN X–Y M] |
| Revolving facility | Working capital and inventory | [X–Y months] | [MXN X–Y M] |
| Leasing | Machinery, equipment and fleets | [X–Y months] | [MXN X–Y M] |
| Factoring | Liquidity against receivables | [X–Y days] | [MXN X–Y M] |
Whom we finance
Developers with a proven track record and projects with permits and a defined repayment source —pre-sales, deeds or rents—, as well as companies with recurring cash flow. [Define minimum criteria]
How we decide
Analysis of cash flow, leverage, sector and collateral, approved by a credit committee under documented policies.
What the client gets
A clear answer, documentation executed by the same team and a single point of contact for the life of the loan.
Credit process
From application to funding.
01
Application
Financial information, use of proceeds and shareholder structure.
02
Analysis
Assessment of cash flow, collateral, sector and information quality.
03
Committee
Approval with terms, conditions and covenants.
04
Documentation
Loan agreement, promissory notes and collateral executed by our legal team.
05
Funding and monitoring
Disbursement, periodic reporting and covenant monitoring.
Typical documentation
What we request to assess a loan.
- Financial statements for the last three fiscal years
- Interim financial statements for the current year
- Articles of incorporation and shareholder structure
- Identification of shareholders and legal representatives
- Schedule of outstanding financial debt
- Projections and use of proceeds
- Information on collateral offered
- Tax status certificate and tax compliance opinion